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A qualified 1st time home buyer can receive $60,000 with a 30 years, 0% interest down payment loan issue by Los Angeles City Housing + Community Department , HCIDLA

  • First-time homebuyers who have not had an ownership interest in any real property at any time during the last 3 years

  • U.S. Citizens, lawful permanent residents, or other qualified aliens

  • Applicants whose total household income of all of the adults, 18 years of age or older who will be living in the home, is at or below the income limits shown on the Chart below:Screen Shot 2016-07-04 at 5.37.59 PM

         2016 LIPA Program English Flyer 

Loan terms

  • Deferred, requiring no monthly payments

  • Loans have a Shared Appreciation component in which the City will share a certain percentage of the appreciation in the value of the property. For an example of Shared Appreciation, click here (link to Shared Appreciation example flyer)

  • Repayment is due on sale, title transfer, first mortgage repayment, or in 30 years

  • Refinancing of first mortgage is allowed under certain conditions

HCIDLA approved Down Payment Assistance Loan Lender

MWFRancho (1)GetConsultantPhoto     Mortgage Calculator

Jason Diez  / Mortgage Loan Originator

NMLS# 247781
Tel: (909) 255-8800  / Cell: (714) 366-6969 / jason.diez@mwfinc.com

CalPath Medical Flyer

DPA Flyer GSFA Platinum Program